FINE POINTS OF THE LAW

Paul Stenstrom, 62, lived comfortably in his Palm Harbor, Florida, home from 2002-’14 without paying a penny of his $1,836 monthly mortgage bill, exploiting federal bankruptcy law that forces foreclosing creditors to back off once a debtor files for protection. Stenstrom and his wife filed 18 separate petitions in that 12-year period, according to an April <> report, until a judge recently cut them off. The Stenstroms were seen recently preparing to relocate — but Stenstrom said he was considering buying the Palm Harbor house back (the price has dropped because of the foreclosure).